It’s a good idea–to make it easy for fintech companies to easily connect to consumers banks instead of needing to do the week-long process of verifying small bank deposits. That definitely speeds up the onboarding process for people to try out new apps. But the tradeoff is always with security and convenience and here it’s … Continue reading Plaid is Still a Phishing Site
The tech news story of the last few months has been WeWork. A private company with a meteoric rise to an almost $50 billion valuation is about to go to an IPO, but the questionable math spooks investors, the IPO goes bust, the company is written down by ~$40 billion and the CEO is kicked … Continue reading Icarus for Startups — Bug or Feature?
Travel Reflection This was what I posted to my Instagram after arriving back to the US. After about four months traveling, many countries and continents, just got back to the US. I met so many good people along the way from all over the world, I feel very lucky. 🙏 Thanks to all the very … Continue reading Travel Reflection
Trump and the US Government as an International Embarrassment is an Understatement I’ve now been to a lot of countries in the last four months, and maybe met people from 50+ countries. It’s a common question to ask: “where are you from?” I say I’m from the US, and so some people ask about politics. … Continue reading Trump and the US Government as an International Embarrassment is an Understatement
Payment methods around the world One thing I have randomly been quite interested in is how the payment methods work around the world. Cash is one way. Credit cards are another way. M-Pesa was a common method of mobile payments in Kenya. The Octopus Card was a common method of contactless payments in Hong Kong. It’s … Continue reading Payment methods around the world
It’s interesting to hear what other travelers think of the different countries they have visited. I’ve heard people give places positive and negative reviews for all sorts of reasons. But after a bit, it seems to me, what a person thinks of a country or city they visit says more about the person than it … Continue reading What did you think of this country?
Talking to Uber Drivers in Kenya About M-Pesa In Swahili M-Pesa is mobile money — “M” stands for mobile and pesa means money. And in my recent trip to Kenya and Nairobi I was just fascinated by M-Pesa. It turns out that mobile cash in Kenya is far ahead the US. What is M-Pesa? So first, what is M-Pesa? … Continue reading Talking to Uber Drivers in Kenya About M-Pesa
International Payments are Stuck in the Stone Age International payments in the year 2019 do not work well. It costs an inordinate amount of money to just use your money. If you need to exchange currencies as a tourist you pay a massive fee, in the airport or other tourist exchanges the spread is massive over … Continue reading International Payments are Stuck in the Stone Age
Everything You Think is Normal Could Be Different I think this is one of the most powerful ideas about travel. Everything you are used to in your daily life that you think is normal could be different. It’s hard to remember that. It’s usually invisible since these are the fundamental assumptions you didn’t know you … Continue reading Everything You Think is Normal Could Be Different
Thoughts on US and Cuba Relations and Trade Embargo I recently traveled to Cuba. While I was there, I asked a number of Cubans what they thought about the government. It was hard to get too many answers, seems some were fine with it, and some didn’t like it. I was in a taxi and we … Continue reading Thoughts on US and Cuba Relations and Trade Embargo